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If you have been
refused home insurance cover by one of the major insurers, or you
are worried about subsidence or flood risks, don't give up, it is
still usually possible to obtain home insurance at a reasonable cost
but you will need to speak to a broker who specialises in this type
of work.
As well as normal cover, Insurance Choice also
specialise in non standard policies so if you have previous or
current criminal convictions, your house in the UK or abroad is
unoccupied for long periods, you have a thatched property, a
house which is let to tenants, you work from home or you own high
net worth properties, etc etc etc they have the expertise to help you.
Just call for further information or to
arrange a policy.
Ring 0844 55 77 926 Now
Common reasons
why you could be refused home insurance include:
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You have lodgers,
or sub-let part of the house.
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You regularly or
occasionally leave your house unoccupied for more than 30 days at
a time.
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You share your
house with someone who is not a partner or family member.
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Your house is of
an unusual construction.
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You or someone
else who lives with you has a criminal conviction.
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You have a home
office, or use part of the house for storing business goods.
-
You or your
partner have a 'risky' occupation; these include acting, sport,
any connection at all with the entertainments industry, jeweller,
auctioneer ....... etc, etc, etc.
-
The house is not
your permanent residence, or is unfurnished.
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You have been
refused insurance in the past.
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Your house is in
need of repair.
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You own valuable
stamps, coins, paintings, medals, watches, fur coats, jewellery.
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Your house is
particularly valuable.
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You house has a
large number of bedrooms.
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You have made
either building or contents claims over the previous four years.
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Your house is in
an area subject to subsidence or flood damage.
Ring Insurance Choice now on
0844 55 77 926
calls charged at
local rate only
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