Gocompare.com is an
independent business that focuses on providing consumers with a
comparison service so that they may find the right insurance
products best suited to fit their needs and their budget.
Gocompare.com does not charge consumers money, fees or commissions;
instead, they ask for a small fee from their partners once a sale
has been made.
Why Choose Gocompare.com
At Gocompare.com, they not
only offers consumers home and car insurance policies, but they also
provide a significant number of other types of insurance as well as
business, financial and travel services. They may also be able to
help you save money on your utilities including television, phone,
broadband, gas and electricity.
Gocompare.com compares over
80 insurance companies that offer home policies. Along with
traditional home insurance, they also offer holiday home insurance,
unoccupied home insurance, tenants’ insurance, student contents
insurance and landlord insurance.
Gocompare.com features a comprehensive guide that lets the consumer
know what exactly home insurance is. The guide discusses the
difference between buildings insurance, chosen to protect the
structure of your home and all permanent fittings and fixtures, and
contents insurance, chosen to protect your valuable possessions
within the home. While buildings insurance typically covers damage
caused by storms, theft, fire or subsidence, flood or damage caused
by malicious means, contents insurance covers your valuables in the
event of a burglary or fire. A good rule of thumb to tell the
difference between the two policies is that buildings insurance
covers everything that stays put; contents insurance covers
everything you would take with you were you to move house.
Additional protection cover is also available including legal
expenses cover, home emergency cover and accidental damage cover.
While these may be included as standard with your policy, you may
have to pay extra with others.
The application is broken
down into quote details, property details, building details,
contents details and cover details before Gocompare.com provides you
with a quote.
To start a new quote, you need to enter your name, email address and
date of birth. The application then asks you for your personal
details such as marital status and employment status, as well as
property details. They will ask you what cover you require first, as
well as how many rooms the property has.
It is a good idea to get information about the property beforehand
to save yourself time, especially since the application asks you
about the construction of the walls and roofs, and whether or not
central heating is installed. Estimated market value, buildings
voluntary excess and the property rebuild cost are all figures you
should have prior to filling out the quote application.
Gocompare.com also asks you to provide security information about
the property’s alarms and locks before they ask you about the type
of contents cover you would like to purchase. Finally, you get to
choose your cover details such as when you would like the policy to
begin and how often you would like to pay for your policy. You must
also be aware if anyone living in the household has ever been
refused insurance, has any criminal convictions or been declared
The process at Gocompare.com can take anywhere from 15 to 20 minutes
or longer, depending on what information you have available. The
application itself is straightforward and easy to follow, but they
do ask extremely specific questions about your property.
Clarity and Ease of Use of
Frequently Asked Questions
A link to their Frequently
Asked Questions (FAQs) and products guide is located directly on
their main page and is relatively easy to find. Once you click on
the link, you are brought to Gocompare.com’s general FAQs page which
addresses issues such as user names, passwords, mailing lists, how
to purchase insurance and how to find your policy documents. From
there, you can choose a FAQs section based specifically on the
product in which you are interested. However, the home questions
index only provides five questions and answers to consumers, so you
may need to seek an answer elsewhere if your topic is not covered.
Not only does Gocompare.com
offer a basic guide to home insurance, but they also include
articles that discuss the risks and pricing of home insurance, home
insurance exclusions and things to consider when buying home
insurance. Additionally, they provide information about home
insurance and flooding and some top tips for purchasing cheaper home
insurance. These are fantastic resources for anyone looking to learn
more about home insurance.
They also includes an “insurance jargon buster” that takes terms
which are often used in the home insurance genre and translates them
into plain English so everyday people can understand them. It is
important for consumers to be fully aware of what terms are used in
their policies to avoid confusion and misunderstanding later down
the road, especially if they believe their policy covers something
that, in actuality, it does not.