Gocomparecom Home Insurance Comparison

Gocompare.com is an independent business that focuses on providing consumers with a comparison service so that they may find the right insurance products best suited to fit their needs and their budget. Gocompare.com does not charge consumers money, fees or commissions; instead, they ask for a small fee from their partners once a sale has been made.

Why Choose Gocompare.com

At Gocompare.com, they not only offers consumers home and car insurance policies, but they also provide a significant number of other types of insurance as well as business, financial and travel services. They may also be able to help you save money on your utilities including television, phone, broadband, gas and electricity.

Products Offered

Gocompare.com compares over 80 insurance companies that offer home policies. Along with traditional home insurance, they also offer holiday home insurance, unoccupied home insurance, tenants’ insurance, student contents insurance and landlord insurance.

Gocompare.com features a comprehensive guide that lets the consumer know what exactly home insurance is. The guide discusses the difference between buildings insurance, chosen to protect the structure of your home and all permanent fittings and fixtures, and contents insurance, chosen to protect your valuable possessions within the home. While buildings insurance typically covers damage caused by storms, theft, fire or subsidence, flood or damage caused by malicious means, contents insurance covers your valuables in the event of a burglary or fire. A good rule of thumb to tell the difference between the two policies is that buildings insurance covers everything that stays put; contents insurance covers everything you would take with you were you to move house.

Additional protection cover is also available including legal expenses cover, home emergency cover and accidental damage cover. While these may be included as standard with your policy, you may have to pay extra with others.

Quote Stage

The application is broken down into quote details, property details, building details, contents details and cover details before Gocompare.com provides you with a quote.

To start a new quote, you need to enter your name, email address and date of birth. The application then asks you for your personal details such as marital status and employment status, as well as property details. They will ask you what cover you require first, as well as how many rooms the property has.

It is a good idea to get information about the property beforehand to save yourself time, especially since the application asks you about the construction of the walls and roofs, and whether or not central heating is installed. Estimated market value, buildings voluntary excess and the property rebuild cost are all figures you should have prior to filling out the quote application. Gocompare.com also asks you to provide security information about the property’s alarms and locks before they ask you about the type of contents cover you would like to purchase. Finally, you get to choose your cover details such as when you would like the policy to begin and how often you would like to pay for your policy. You must also be aware if anyone living in the household has ever been refused insurance, has any criminal convictions or been declared bankrupt.

The process at Gocompare.com can take anywhere from 15 to 20 minutes or longer, depending on what information you have available. The application itself is straightforward and easy to follow, but they do ask extremely specific questions about your property.

Clarity and Ease of Use of Frequently Asked Questions

A link to their Frequently Asked Questions (FAQs) and products guide is located directly on their main page and is relatively easy to find. Once you click on the link, you are brought to Gocompare.com’s general FAQs page which addresses issues such as user names, passwords, mailing lists, how to purchase insurance and how to find your policy documents. From there, you can choose a FAQs section based specifically on the product in which you are interested. However, the home questions index only provides five questions and answers to consumers, so you may need to seek an answer elsewhere if your topic is not covered.


Not only does Gocompare.com offer a basic guide to home insurance, but they also include articles that discuss the risks and pricing of home insurance, home insurance exclusions and things to consider when buying home insurance. Additionally, they provide information about home insurance and flooding and some top tips for purchasing cheaper home insurance. These are fantastic resources for anyone looking to learn more about home insurance.

They also includes an “insurance jargon buster” that takes terms which are often used in the home insurance genre and translates them into plain English so everyday people can understand them. It is important for consumers to be fully aware of what terms are used in their policies to avoid confusion and misunderstanding later down the road, especially if they believe their policy covers something that, in actuality, it does not. 


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